Whether your business depends on heavy earthmoving machinery or compact equipment, the right insurance is a must to protect yourself, your equipment, and your business.
As earthmoving plant and machinery operators, you’re exposed to specific challenges and complicated risks that require adequate insurance coverage to protect your safety, financial security and credibility.
Damage or loss to equipment and machinery or a substantial public liability claim are setbacks that can damage the stability of earthmoving contractors and businesses, making it difficult to continue regular operations. With the right insurance policy in place, you can work confidently, knowing you have support when you need it most.
Earthmoving insurance policies vary in their benefits, depending on each business’s specific operations and risks. Our team of trusted insurance brokers are here to guide you in finding the right insurance solution that meets the needs of your earthmoving business. To give you an idea, here’s the type of cover that your policy may include:
Protect your business against potential lawsuits, damage to valuable assets, and disruptions to your operations. Our business insurance brokers evaluate the key risks related to your earthmoving and excavation business and help you find ways to minimise their impact if they occur.
An incident that leads to a significant liability claim or prevents the completion of a job due to damaged equipment can severely impact your business's reputation. Since contractors depend on positive word-of-mouth and recommendations, failing to secure proper measures to address these issues can result in reduced demand. Potential clients may view your business as unprofessional or untrustworthy.
Insurance for earthmovers is important to ensure that you have a policy designed to protect you in the event that you need to pay hefty legal fees or replace expensive equipment.
Having peace of mind is essential when operating heavy plant machinery on client property. Knowing that if something goes wrong, you are protected brings value not only to you but also to your clients and employees.
Insurance isn’t always a one-size-fits-all policy. Having a trusted adviser and partner in your insurance program can be essential for earthmoving projects using heavy machinery. We’re here to help structure your insurance program to suit.
Cover your general business insurance needs under one policy with a business insurance package.
Protecting you and your team against management and operational risks.
Helping cover your financial losses if your business falls victim to a cybercrime.