Professional Indemnity Insurance

Anyone can make a mistake – but if your business is found liable for negligence, the costs can be financially devastating.

Not only can it lead to an expensive lawsuit, but your business’ hard-earned reputation may be damaged as a result.

That’s why Professional Indemnity insurance matters – for help protecting your assets and brand if your advice or insurance causes a client to take legal action against you.

Why do I need Professional Indemnity insurance?

In some occupations, Professional Indemnity insurance is mandatory, such as medicine, accounting, law and businesses providing financial advice. Even in cases where it’s not required by law, it’s recommended for anyone who is providing a professional service or advice in exchange for a fee.

Professional Indemnity insurance is wide-ranging and can include anything from accidents to errors and omissions. Depending on your insurer, a typical policy may include:

Civil liability:
Civil liability to a third party arising out of the conduct of their professional business.
Investigation costs:
The cost of defending an investigation by a regulatory body into your professional conduct.
Defence costs:
Reasonable legal costs incurred in defense of or responding to a claim.
Advancement of costs and expenses:
Additional costs and expenses incurred during a claim.
Fidelity cover:
Direct financial loss of the business caused by the dishonest or fraudulent conduct of an employee which is first discovered during the period of insurance.

Flexible insurance with a local touch

Insurance isn’t always a one size fits all policy. Whether you’re in manufacturing, food and beverage, hospitality, property owner, tradie or truckie, we’re here to help structure your insurance program to suit.
The right cover for you
Tailored insurance programs to suit your business risks, whatever your business, wherever you operate.
Support from an expert
Highly trained insurance professionals to help you identify risks, manage your insurance program and support you with claims.
Friendly, local service
With 16 offices across Queensland and a national reach, you have access to support when you need it.


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