Business Pack Insurance

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Overview Cover FAQs

A Business Insurance Pack, or ‘Business Pack’ policy helps protect your business against liability and unexpected events.

It can include a range of covers such as fire or damage to property, impacting your ability to host customers on the premises, or public liability, protecting you against claims relating to injury or property damage of a third party.

Business Pack policies can be flexible depending on your circumstances, they can also be more affordable by bundling different policies together to simplify the process, potentially costing less than purchasing your liability and other insurances separately.

What does a Business Pack cover?

Business Packs are designed to offer general protection for you business and in most cases include cover against:

Property damage:

Repair or replacement of property damaged.

Theft:

Repair or replacement of property stolen.

Machinery breakdown:

Cover for costs associated with machinery breakdown.

Money:

Loss of money.

Electronic equipment breakdown:

For repairing or replacing electronic equipment that breaks down.

General Property:

To cover your tools of trade, including laptops and tools that you use for your profession or trade.

Employee dishonesty:

Direct financial loss of the business caused by the dishonesty or fraudulent conduct of an employee which is first discovered during the period of insurance.

Public or Products Liability:

Your liability to pay compensation for personal injury and property damage as well as the costs involved in defending a claim triggered by the policy.

Glass:

For replacing glass inside or outside your premises, including your shopfront windows, mirrors or display cases.

Flexible insurance with a local touch

Insurance isn’t always a one size fits all policy. Whether you’re in manufacturing, food and beverage, hospitality, property owner, tradie or truckie, we’re here to help structure your insurance program to suit.

The right cover for you

Tailored insurance programs to suit your business risks, whatever your business, wherever you operate.

Support from an expert

Highly trained insurance professionals to help you identify risks, manage your insurance program and support you with claims.

Friendly, local service

With 16 offices across Queensland and a national reach, you have access to support when you need it.