Public & Product Liability Insurance

Public and Product Liability insurance is essential cover most, if not all businesses should have.

If an accident causing third party injury or property damage occurs and you are held liable, it can be extremely expensive.

The policy is designed to provide financial support for legal costs in the defence of a claim or compensation awarded to a third party. Helping to protect your business from the financial impacts and giving you the peace of mind you need to trade with confidence.

Why do I need Public Liability insurance?

Public and Product Liability insurance helps protect your legal liability to third parties, including clients, customers and the public for injury or damage to their property, caused during your daily business operations.

It will generally pay your costs of investigating, defending and settling claims, as well as any compensation you are found legally liable to pay.

Bodily injury:
If a third party is wrongfully injured by your actions or your product, Public and Products Liability insurance can cover you for your liability to pay damages to the party.
Property damage:
If property is damaged due to your actions or your product, public and products liability insurance can cover you for your liability to pay damages to the claimant.
Advertising injury:
Liability arising out of advertising carried out by or on behalf of the insured.

Flexible insurance with a local touch

Insurance isn’t always a one size fits all policy. Whether you’re in manufacturing, food and beverage, hospitality, property owner, tradie or truckie, we’re here to help structure your insurance program to suit.
The right cover for you
Tailored insurance programs to suit your business risks, whatever your business, wherever you operate.
Support from an expert
Highly trained insurance professionals to help you identify risks, manage your insurance program and support you with claims.
Friendly, local service
With 16 offices across Queensland and a national reach, you have access to support when you need it.


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