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Tourism Insurance

From coast to coast, we’ve got your business covered

Having the right insurance program in place means you can keep your focus on delivering exceptional experiences to your customers. Confident in the knowledge that your business is protected from the unexpected.

Just like tourists need travel insurance, tourism companies require insurance measures to protect their business when the unexpected occurs. Whether you are a tour operator, travel agent, or hire operator, and no matter your business size, the team at Regional Insurance Brokers can help you find the right solution to fit your tourism business.

The tourism industry is ever-changing. Adapting to challenges is easier with the confidence and support of a trusted insurance partner by your side. At Regional, we consider every part of your business and help design a policy that aligns with your goals.

What does a Tourism insurance policy cover?

Regional Insurance Brokers has been securing policies for various tourism businesses across Australia for over 40 years. We have in-depth industry knowledge of all business, tourism, and travel insurance policies and understand the risks different businesses face in the tourism industry.
Public and Product Liability
Product and Public Liability covers you if you need to pay compensation for personal injury or property damage and the cost of defending a claim triggered by the policy. Travellers visiting your attraction or guests on your tour can hold you, the operator, or the owner responsible if they are injured or their property or luggage is damaged; this policy provides protection if this were to happen.
Professional Indemnity
Your liability for professional indemnity (negligence) helps protect you and your business and covers any legal costs. This coverage primarily benefits travel agents, as providing incorrect advice, making a financial miscalculation, or breaching a duty can occur at any time. This policy covers you for liabilities arising as a result of misconduct, whether intentional or unintentional.
Commercial Property
Wherever your business operates, there is always a risk that your property could be damaged. Unfortunately, accidents do happen. It's important to have the right coverage for flood, fire, or theft to help you should the unexpected happen. This coverage offers peace of mind for tourist attractions such as art galleries, wildlife sanctuaries, or theme parks to recover quickly from damage or accidents, allowing a smooth return to normal operations with minimal downtime.
Commercial Motor
Own or responsible for one or more business vehicles? Comprehensive cover for unintentional damage to your vehicle or a third-party vehicle. In an industry where transport is necessary, protecting your commercial vehicles ensures you can move your guests to where they need to be when they need to be there. This policy allows your tourist vehicle to get back on the road quickly.

Why do I need tourism insurance?

Insurance is essential for any business, especially in the hospitality industry, where the risks of accidents, property damage, and liability claims are constant. Insurance helps protect your business from potential challenges, such as worker’s compensation claims, equipment breakdowns, or unforeseen disruptions. Hospitality industry insurance is designed to manage risks and provide support, allowing your business to continue operating smoothly, no matter what comes your way.

Trust Regional for your Tourism insurance needs

Regional insurance brokers are ready to help you manage your policies and ensure your tourism business is fully covered. We search the insurance market to find policies tailored to your business needs and the risks that affect your operations. We identify specific needs and risks through comprehensive risk assessments to customise our insurance services for your tourism business.

Find out more about our insurance broking services

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Flexible insurance with a local touch

Insurance can be complicated due to the many types of coverage, exclusions, and confusing terminology that most people don’t understand. A knowledgeable insurance broker can help understand your business operations, so you receive the right insurance plan. With clients across various industries, we’ve improved our risk assessment and policy descriptions to cover potential gaps, ensuring that all areas of your construction project are protected.

The right cover for you
Tailored insurance programs to suit your business risks, whatever your business, wherever you operate.
Support from an expert
Highly trained insurance professionals to help you identify risks, manage your insurance program and support you with claims.
Friendly, local service
With offices across Queensland and a national reach, you have access to support when you need it.

Premium Funding

Premium Funding is a financial management service that can help your business manage its cash flow and preserve working capital by spreading the cost of your premiums instead of lump sum payments. At Regional, our brokers can assist with funding arrangements for your insurance program.

FAQs

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